Verisk Automation: API Alternative for Insurance Risk Data, Claims, and Underwriting Export

Introduction

Verisk is a [leading source of insurance risk information](https://www.verisk.com/) for P/C, life and annuities, reinsurance, and specialty markets—offering underwriting and rating data, claims solutions (ClaimSearch, ClaimXperience, XactAnalysis, Xactimate, XactContents), catastrophe risk modeling, compliance reporting, and analytics across personal property, commercial property, personal auto, commercial auto, and general liability. With 30+ petabytes of data and billions of premium and loss records, many Verisk products and portals (Business Insight Client Portal, Benchmark Web, CRS Portal, ExpressNet, ISOnet) provide web-based access with limited or no public APIs. Browser automation provides a reliable solution to automate claims and estimation data export, pull underwriting and portfolio assessment data, export catastrophe risk and compliance reports, and sync Verisk data with internal systems—directly through Verisk web interfaces—enabling streamlined insurance data workflows without custom integration.

Why Use Browser Automation for Verisk?

• Limited API Access: Many Verisk portals and products (ClaimSearch, XactAnalysis, Business Insight Client Portal, CRS Portal) have restricted or no public APIs for bulk export
• Claims and Estimation Data: Automate export of claims data, loss estimates, and valuation data from ClaimSearch, XactAnalysis, Xactimate, XactContents, and 360Value
• Underwriting and Rating: Pull underwriting, rating, and risk selection data from Benchmark Web, Business Insight Client Portal, and ISO products for internal systems
• Portfolio Assessment and Compliance: Export portfolio assessment reports, regulatory compliance data, and workers' compensation state reporting from Verisk compliance solutions
• Catastrophe and Risk: Extract catastrophe risk data from CRS Portal and catastrophe modeling outputs for reinsurance and exposure management
• Dashboard-Only Features: Many reports and data views are only available through the web interface
• Multi-Product Workflows: Combine data from claims, underwriting, and catastrophe products when APIs are not unified
• Compliance Sync: Automate workers' compensation state reporting and Medicare compliance data export

Setting Up Verisk Automation

Connect to your Verisk product portal or client login and automate data export workflows:

import { chromium } from 'playwright';

const response = await fetch("https://api.anchorbrowser.io/api/sessions", {
  method: "POST",
  headers: {
    "anchor-api-key": "YOUR_API_KEY",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    'headless': false,
    'proxy': { 'type': 'residential', 'country': 'US' }
  }),
});

const { id } = await response.json();
const connectionString = `wss://connect.anchorbrowser.io?apiKey=YOUR_API_KEY&sessionId=${id}`;

const browser = await chromium.connectOverCDP(connectionString);
const context = browser.contexts()[0];
const ai = context.serviceWorkers()[0];
const page = context.pages()[0];

await page.goto("https://www.verisk.com");

await ai.evaluate(JSON.stringify({
  prompt: 'Log in to Verisk (product portal, Business Insight Client Portal, ClaimSearch, or other Verisk product) using the provided credentials. Complete any MFA or SSO and wait for the dashboard or main menu to load.'
}));

Exporting Claims and Estimation Data

Export claims, loss estimates, and valuation data from Verisk claims products:

const exportClaimsData = async (page, ai, config) => {
  const { product, dateRange, filters } = config;
  
  await ai.evaluate(JSON.stringify({
    prompt: `Navigate to ${product || 'ClaimSearch, XactAnalysis, or ClaimXperience'}. Set date range ${dateRange?.start || 'start'} to ${dateRange?.end || 'end'}. Apply filters: ${JSON.stringify(filters || {})}.`
  }));
  
  await ai.evaluate(JSON.stringify({
    prompt: 'Run the claims search or report. Export claim ID, loss date, policy, claimant, status, incurred/paid, estimate. Export as Excel or CSV.'
  }));
  
  const download = await page.waitForEvent('download', { timeout: 15000 }).catch(() => null);
  return download ? await download.path() : null;
};

const exportEstimationData = async (page, ai, params) => {
  await ai.evaluate(JSON.stringify({
    prompt: 'Navigate to Xactimate, XactContents, 360Value, or estimation/valuation module.'
  }));
  await ai.evaluate(JSON.stringify({
    prompt: `Set date range ${params?.dateRange?.start} to ${params?.dateRange?.end}. Export estimate data: claim ID, scope, line items, totals, validation status. Export to Excel or CSV.`
  }));
  const download = await page.waitForEvent('download');
  return await download.path();
};

Exporting Underwriting and Rating Data

Pull underwriting, rating, and portfolio assessment data from Verisk underwriting products:

const exportUnderwritingData = async (page, ai, config) => {
  const { product, reportType, lineOfBusiness, dateRange } = config;
  
  await ai.evaluate(JSON.stringify({
    prompt: `Navigate to ${product || 'Business Insight Client Portal, Benchmark Web, or ISOnet'}. Open report: ${reportType || 'portfolio assessment, rating data, or underwriting summary'}. Set line of business ${lineOfBusiness || 'all'}, date range ${dateRange?.start || 'start'} to ${dateRange?.end || 'end'}.`
  }));
  
  await ai.evaluate(JSON.stringify({
    prompt: 'Run the report. Export to Excel or CSV. Wait for download.'
  }));
  
  const download = await page.waitForEvent('download');
  return await download.path();
};

Exporting Catastrophe and Risk Data

Extract catastrophe risk and exposure data from Verisk catastrophe solutions:

const exportCatastropheData = async (page, ai, params) => {
  await ai.evaluate(JSON.stringify({
    prompt: 'Navigate to CRS Portal (Cat Risk) or catastrophe modeling/output module.'
  }));
  await ai.evaluate(JSON.stringify({
    prompt: `Set exposure/run parameters: ${JSON.stringify(params?.filters || {})}. Run catastrophe report or export. Download results as Excel or CSV.`
  }));
  const download = await page.waitForEvent('download');
  return await download.path();
};

Exporting Compliance and State Reporting Data

Automate workers' compensation state reporting and Medicare compliance data export:

const exportComplianceData = async (page, ai, config) => {
  const { reportType, state, dateRange } = config;
  
  await ai.evaluate(JSON.stringify({
    prompt: `Navigate to Verisk compliance or state reporting module. Select ${reportType || 'workers comp state reporting or Medicare compliance'}. Set state ${state || 'all'}, period ${dateRange?.start} to ${dateRange?.end}.`
  }));
  
  await ai.evaluate(JSON.stringify({
    prompt: 'Run the compliance report. Export to Excel or CSV. Wait for download.'
  }));
  
  const download = await page.waitForEvent('download');
  return await download.path();
};

Syncing Verisk Data with External Systems

Export Verisk data and sync with claims systems, reinsurance, or data warehouses:

const syncVeriskToExternal = async (page, ai, syncConfig) => {
  const { dataType, dateRange, targetUrl } = syncConfig;
  
  let exportPath;
  if (dataType === 'claims') exportPath = await exportClaimsData(page, ai, { dateRange });
  else if (dataType === 'underwriting') exportPath = await exportUnderwritingData(page, ai, { dateRange });
  else if (dataType === 'compliance') exportPath = await exportComplianceData(page, ai, { dateRange });
  else return { synced: 0, error: 'Unknown dataType' };
  
  if (!exportPath) return { synced: 0, error: 'Export failed' };
  
  const fs = await import('fs');
  const content = fs.readFileSync(exportPath, 'utf8');
  const records = parseCSV(content);
  
  const response = await fetch(targetUrl, {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({ records })
  });
  return { synced: records.length, status: response.status };
};

Best Practices

• Security: Use secure credential storage and support SSO/MFA; Verisk holds sensitive claims and underwriting data
• Rate Limiting: Add delays between requests (5–10 seconds) to avoid triggering rate limits or security flags
• Data Validation: Verify exported data before syncing to claims, reinsurance, or compliance systems
• Error Handling: Implement retry logic for session timeouts and transient failures
• Product-Specific Paths: Navigation varies by product (ClaimSearch, XactAnalysis, Business Insight Client Portal, CRS Portal); adjust prompts per product
• Compliance: Ensure automation and data handling align with insurance regulatory and data use requirements
• Audit Trail: Log automation actions and retain exports for audits and regulatory requests
• Session Management: Handle session timeouts and re-authentication for scheduled export jobs

Resources

• Anchor Browser Documentation - Complete API reference and guides
• Anchor Browser Playground - Try browser automation in your browser
• Verisk - Leading source of insurance risk information

Conclusion

Browser automation provides a flexible alternative when Verisk API access is limited or when reports and exports are only available through the web interface. By leveraging intelligent browser agents, you can automate claims and estimation data export from ClaimSearch, XactAnalysis, Xactimate, and XactContents; pull underwriting and portfolio assessment data from Business Insight Client Portal and Benchmark Web; export catastrophe risk data from CRS Portal; and extract compliance and state reporting data—workflows that support P/C, life, reinsurance, and specialty markets without full custom API integration. Whether you use Verisk for underwriting, claims, catastrophe modeling, or compliance, browser automation enables efficient insurance risk data export and sync for insurers worldwide.

Start automating your Verisk workflows today and streamline your insurance data operations!